Protect what matters for you with auto insurance constructed for you. Let's work together to make certain that you have the right auto insurance coverage you will need for a minimal price.
Many car insurance businesses deliver fast and free auto insurance quotes. Most of us want to see cheap car insurance prices, but service is what matters if you are stuck on the side of the street.
GEICO's been working hard to provide best-in-class customer service for more than 75 decades, while also supplying competitive auto insurance rates. See what we have to provide with a free auto insurance quote.
We all know you are busy and the last thing you need to do is invest your valuable time getting a car insurance quote. That's exactly why we have made getting a reasonable auto insurance quote fast and easy. In as little as 3 minutes, you can get a car insurance quote from with policies that are ideal for you - to get the correct price. We provide 24/7 customer and sales service for many of our prospective and present customers so we are there when you need us. Another benefit of insurance -- our convenient payment options might make your monthly cost cheaper and your car insurance may be cheaper with discounts like Multi-car and Senior Driver Improvement Course discounts.
Covers damages that you cause to other people
If you're at fault in an auto crash, liability covers damages that you cause. That may mean damage to other vehicles, land (mailbox, road sign, house, etc.), or even other drivers'/passengers' injuries. Plus, liability covers you if someone sues you over an crash.
Example: You rear-end another car, it's damaged, another driver is severely injured, and sues you. We are going to cover another motorist's car repairs, injuries, along with your costs from the lawsuit (up to the amounts you select). There is no allowance for accountability.
Covers damage to your car
These are just two different auto insurance coverages. Comprehensive covers incidents out of your control: vandalism, theft, hitting an animal, fire, acts of nature, and glass damage. Collision covers car accidents.
Example (Comprehensive): You park your vehicle outside during a significant hailstorm, and it's totaled. When you have comprehensive, we'll pay out for the full worth of your automobile (minus your deductible amount). Example (Collision): You straight out of your garage, hit your basketball hoop, and create $2,000 worth of damage to your vehicle. In case you have collision, we'll then pay for your fixes (minus your deductible amount).
Covers your damages and injuries
These policies can vary depending on your condition, and are frequently separate: One covers your injuries (bodily injury) and the other covers your vehicle's damages (property damage). Both kick in if a motorist hits you and does not have insurance or enough to cover your losses.
They're at fault and don't have insurance. If they can't or refuse to pay for your damages, then you can instead submit a claim with us. We'll then pay for your repairs.
Covers your accidents
Pays for medical costs if you, your passengers, or your family members are injured in an auto accident (regardless of who is driving). Medical payments coverage could be beneficial even if you have health insurance, since there's no deductible you've got to meet before we pay out.
Instance: Your newly licensed 16-year-old neighbor is driving your child to school, and they're in an collision. Your child is hurt and has a 1,000 medical invoice. Rather than filing a claim with your health insurer, you can file with us and we'll simply pay the bill (up to a limit). No deductible applies.
Rental car settlement
Covers rental car charges
Pays to your rental car fees while your automobile is being fixed from a covered loss (that just means harms we or another insurance company pays and not general upkeep ).
Example: your automobile is severely damaged in an accident, and repairs will take a week, which means you need a rental. In case you've got rental car reimbursement, then we'll cover your rental car charges (up to your constraints ).
Helps pay off your loan as Soon as Your car is totaled
Loan/lease payoff can also be called gap insurance. If your car is totaled, we will help repay the remainder of your loan (up to 125% of your vehicle's current value).
Instance: You fund $30,000 for a new car. The moment you drive your new car off the lot, it could just be worth $25,000. If your car is totaled, you are still accountable for your $30,000 on the loan. If you have loan/lease payoff, then we will pay $25,000 to your auto, and also the $5,000 left on your loan.